HOMEOWNERSHIP COST PLANNER

See the whole monthly cost of owning.

A mortgage payment is only one part of the picture. Estimate a more complete monthly ownership budget without submitting personal information.

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Your assumptions

Purchase price$Down payment$Interest rate%AmortizationyearsProperty tax$/ yearStrata fee$/ monthHome insurance$/ monthUtilities$/ monthMaintenance reserve% / yearCurrent rent (optional)$/ month

What this includes

Principal and interest, property tax, strata, home insurance, utilities, and a maintenance reserve. Mortgage payments use Canadian semi-annual interest-rate conversion.

What it does not include

Mortgage insurance, closing costs, property transfer tax, special assessments, investment returns, tax consequences, or future changes in rates and expenses.